What is the True Cost of the Elimination Period?
Examples Based on a $320.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$57,600
$28,800
$19,200
$9,600
$0
53
$60,480
$30,240
$20,160
$10,080
$0
54
$63,504
$31,752
$21,168
$10,584
$0
55
$66,679
$33,340
$22,226
$11,113
$0
56
$70,013
$35,007
$23,338
$11,669
$0
57
$73,514
$36,757
$24,505
$12,252
$0
58
$77,190
$38,595
$25,730
$12,865
$0
59
$81,049
$40,524
$27,016
$13,508
$0
60
$85,101
$42,551
$28,367
$14,184
$0
61
$89,357
$44,678
$29,786
$14,893
$0
62
$93,824
$46,912
$31,275
$15,637
$0
63
$98,516
$49,258
$32,839
$16,419
$0
64
$103,441
$51,721
$34,480
$17,240
$0
65
$108,613
$54,307
$36,204
$18,102
$0
66
$114,044
$57,022
$38,015
$19,007
$0
67
$119,746
$59,873
$39,915
$19,958
$0
68
$125,734
$62,867
$41,911
$20,956
$0
69
$132,020
$66,010
$44,007
$22,003
$0
70
$138,621
$69,311
$46,207
$23,104
$0
71
$145,552
$72,776
$48,517
$24,259
$0
72
$152,830
$76,415
$50,943
$25,472
$0
73
$160,471
$80,236
$53,490
$26,745
$0
74
$168,495
$84,248
$56,165
$28,083
$0
75
$176,920
$88,460
$58,973
$29,487
$0
76
$185,766
$92,883
$61,922
$30,961
$0
77
$195,054
$97,527
$65,018
$32,509
$0
78
$204,807
$102,403
$68,269
$34,134
$0
79
$215,047
$107,524
$71,682
$35,841
$0
80
$225,799
$112,900
$75,266
$37,633
$0
81
$237,089
$118,545
$79,030
$39,515
$0